Several
scales of appraisal have been designed aimed to assessing
the value of a cut diamond. They rely on the main
characteristics of a diamond: weight,
color, clarity and
cut. We can add a fifth one "the love quotation",
a subjective element whose importance comes last but
not least. In general, diamonds are valued and graded
based upon four qualities.
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THE
CUT
The
good cut for a diamond is not only defined by proportions, and also depends
on people tastes. However, standards have been drawn to appreciate diamonds'
measures.
Proportions
are expressed in percentages and degrees. With a 100 %, which corresponds
to the diameter of the diamond, we can determine:
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The height of the crown percentage
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The diameter of the table percentage
-The
depth of the pavilion percentage
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The roundness percentage
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In some cases, the culet percentage
With
good proportions, you can obtain a diamond with a brilliance that highlights
the precious stone. The point is not the size of the diamond, but how
the diamond is cut. It is the craftsman effort during every stage of the
fashioning process that reflects the maximum amount of light back to the
eye. Facets must be perfectly adjusted; a round diamond (brilliant full
cut) has 58 facets.
Ideal proportion :

Some examples of cut:

THE COLOR
The
color examination is essential in the appraisal of diamond gems because
it explains the price differences from precious tones.
In
general, the diamond gem colors can vary from a bluish to a yellowish
white; the other colors are called fancy colours. Several ones can be
distinguished: blue, green, yellow (but only when it is yellow canary)
and brown (when it is intense). Light brown and champagne tones are less
valued and their quotation follow the demand trend. Pink diamonds are
the most prized diamond gems. In general, pink is a very light color but
when it is intense, its value is equal or including higher compared with
the value of a pure white stone. Yellowish or brown diamonds are the less
valued. They are usually used in the industry sector. To assess without
ambiguity the color of a diamond, namely to avoid as far as possible subjectivity,
has always been a priority in the diamond industry. Grades in the color
of a diamond range from D-N, beginning with D (white snow) and ending
with N (dark yellow).
To
have the first idea on the color of a diamond, put it on a very white
piece of cardboard, folded in the middle. The stone culet has to be oriented
towards the top, so that you can clearly notice the color. The examination
consists in putting the cardboard next to a white and cold light source,
by eliminating all the others outer light influences. It can also be done
with the outer light, facing the North (without ever facing the Sun light)
with a clear weather. An old process consisted in misting the stone with
one's breath : you can observe the colors more easily as the condensation
disappeared from the stone.

THE CLARITY
A
diamond can have tiny crystals called inclusions. To appraise the purity
of a diamond, the number and the position of the inclusions must be examined.
Inclusions are distortions or imperfections produced during the development
of a diamond in the ground, when it has been in contact with other materials,
or when it bears temperatures' or pressure's changes. Indeed, it explains
their diversity. To determine a diamond's clarity grading, you must examined
it under a x 10 magnification by a trained, skilled eye. Thus, several
international standards have been set: "flawless", "VVS",
"VS", "SI", "I".
"Flawless":
it corresponds to the highest grade of clarity. It means that, under
a standard light, and observed with an x10-magnifying loupe, the
diamond must show no inclusions.
"VVS
(Very Very Small Inclusion)": in that case, the diamond shows
very very small inclusions that are absolutely invisible to the
naked eye and can hardly been observed with a x10-magnifying loupe.
"VS
(Very Small Inclusion)": the diamond shows very small inclusions
that are difficult to spot even with a x10-magnifying loupe.
"SI
(Small Inclusion)": it is the inferior grade of clarity. It
is used for precious stones with inclusions easily identified through
an x 10-magnifying loupe.
·
" Inclusions ":
-
I 1 : That category includes diamond gems which inclusions, even if they
can easily be observed, they can hardly be identified to the naked eye
on examining them through the crown.
-
I 2 : That category includes diamonds which inclusions, being numerous
or not, but relatively significant, they can be seen to the naked eye
through the crown.
-
I 3: That category includes all the diamonds that have significant inclusions,
and that are easily observed to the naked eye through the crown: the numbers
of inclusions seriously alter the brilliance of the stone.

CARAT - WEIGHT
It
is the most obvious factor. The unity of measure for diamonds is the carat,
which corresponds to 0,20 grams.
Below
a carat, we talk about hundredths. One carat is divided into 100 points
so that a 0,25-diamond weighs 25 hundredths (or 25 points). The word "carat"
comes from the carob seed, which was used a long time ago, in order to
weigh gems.
The
weight of a stone determines its size and its diameter. Here are some
examples of the size of diamonds with different weights:

THE
CERTIFICATES
If
you are not a diamond expert and want to value the quality of a diamond,
you need some basic information that you can find on the certificates.
A certificate only has a value if it is accepted by the diamond industry.
The
HRD (Diamond High Council - Hoge Raad voor Diamant), GIA (Gemmological
Institute of America), IGI (International Gemmological Institute), AGS
(Antwerp Gemological Servive), are very well estimated in Europe.
HRD
and IGI give the advantage to propose closed certificates (sealt
stones)..
http://www.gia.com
http://www.hrd.be
Certificate example; click on the below picture :


LASER
INSCRIPTION
Laser
inscribe your diamond for additional security in the event of repair or
loss.
Choose
to inscribe your diamond with the grading report certificate number or
with a personal message.
Check
with your insurance company. A discounted premium may be available
with this added protection.
The
inscription is located on the girdle of the diamond (its circumference)
and will be noted on the appraisal certificate which accompanies your
diamond.

  
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